With winter approaching we all need a great bag, one that looks good even if we’re swathed in layers (and layers) of clothing. There are many options out there, one of which is the satchel. Practical but also stylish, it’s a great everyday bag. Examples are the Chloé Marcie satchel (£750/€850/$1,163) and the Reiss Lena Corded Trim satchel (£149/€205/$285). The question is? Splurge versus Save? For Life or For Now?